Home Buying Information

Although buying a new home is a very exciting experience for most families', the buying process can be extremely tedious and time consuming without the right guidance. As your local Fort Bend County real estate agent, my goal is to provide you with my knowledge and real estate experience in the Houston area in order to ensure a smooth, stress-free transaction.

If you are looking to buy your future home in Katy, Richmond, Sugar Land, Rosenberg, Cypress, or somewhere else in the greater Houston area, please contact me right away. I always look out for the best interest of my clients and guarantee an excellent experience based on my honesty and professionalism.

Check out some tips and good reasons to buy a home below to help you decide if purchasing a home is the right choice for you."

Do some Research
If you are looking for the perfect place to live, start by listing what you are looking in a neighborhood in order of importance. Do your homework and learn about the schools, communities, and the areas that most interest you. As your realtor I can assist you with valuable resources and information to help you make educated decisions.

Check your credit report
If you are considering getting a loan to purchase your home, check your credit and make sure that all the information is accurate. If you find inaccurate information, or have been victim of identity theft, take action and dispute the information with the credit bureaus. Improve your credit score by making your payments on time, reducing balances, and paying off delinquencies.

Look for Prequalification
This is one of the most important steps in the buying process. Talk to your lender and find out how much you can afford to purchase your house. This will help you to set the right price range of properties to look for. Your lender can also guide you to find the best type of loan for you, and the steps that you will need to follow in order to fully qualify for a loan.

Identify your needs
TSpecify the features that you are looking in your future house and make a list of them. Looking at houses that do not match your criteria can be frustrated and confusing. As your realtor I will focus in your needs, and will filter the search to provide you with a list of potential properties for you and your family.

Be patient
Visit the pre-selected properties and wait to submit a contract when you find the right place. Remember that you are making an investment and the main point is to feel happy about your decision.

Cover yourself
For your own peace of mind, always hire a professional home inspector before purchasing a home. It could cost you thousands of dollars if you do not know in advance what you are paying for. Never sacrifices a home inspection to save you a couple of dollars, it is just not worth it.
When buying a home chances are that it appreciates in value. You own the equity when you keep paying your mortgage.

Being a home owner can save you money every year when you do your taxes, because mortgage interest and property taxes are tax deductible.

You can decide which improvement to make on your home and when to make them. When renting you need permission from your landlord to make any changes to the house.

fixed mortgage rates do not go up. It is a smart idea to take a fixed mortgage that is locked in today’s low interest rates. You can lock in a low monthly mortgage payment even if everything else is going up.